A residential property insurance claim when denied, delayed or underpaid can be a life altering event for a policyholder.

Policyholders must approach the adjustment and settlement of their property insurance claim in Los Angeles carefully in order to reap the proper benefits they bargained for.

Few homeowners understand that taking legal action regarding their insurance claim is an option.

When a commercial property loss occurs, a business owner’s first impulse is to do whatever is necessary to mitigate the loss and resume operations as quickly as possible.

But settling a denied, delayed or underpaid commercial property insurance claim is a complex business transaction, and business owners should treat it as such, using the diligence and professional assistance needed to fully recover from the loss.

When a disaster results in damage to condominium or community association property, the homeowners association’s (HOA) manager and board of directors may be responsible for filing insurance claims. Common ownership is defined by state statute, deed or association Declaration of Covenants, Conditions & Restrictions (CCR’s) and Bylaws, and these instruments define the coverages required and apportion responsibility between the community association and individual owners. Filing a property insurance claim for association property is easiest when the task is broken down into clear and manageable steps.